WeSwap allows travelers to swap their travel money directly; it is a peer-to-peer currency exchange platform. Supporting many different worldwide currencies, WeSwap has swapped over £130 million in various currencies since its inception in 2015.

Travelers can spend, swap, store and manage their travel money with WeSwap’s global travel card and app. This guide will tell you everything you need to know about WeSwap, including about their Global Travel Card, the features and benefits of using WeSwap, plus much more.

Features & Benefits of WeSwap

WeSwap can offer users many features and benefits for you to get the most out of your travel money.

  • Compare and buy many currencies online or in-store.
  • Click and collect available to guarantee online rates.
  • Swap up to 18 different currencies on the WeSwap Mastercard.
  • Get free next day delivery on orders over £750.
  • Save up to 90% on your travel money.
  • Free to sign up and free to top up your travel money card.
  • No ATM fees when you withdraw over £200.
  • Pay 0% commission on all orders.
  • Next day delivery and collection available.
  • All WeSwap travel cash orders are fully insured.

WeSwap Euro Exchange Rate

WeSwap offers a vast range of different currencies including Euros, US Dollars, Australian Dollars, Hungarian Forint, plus many more. They offer competitive rates when purchasing your travel money in cash and the travel money card can store up to 18 different currencies.

The current Euro Exchange rate from WeSwap is 1GBP: 1.148 EUR.

WeSwap Travel Money Card

The WeSwap Travel Money Card is dubbed as the ‘new, cheap and easy way to get travel money’. The global travel card is supported by WeSwap’s Travel Money app, where you can reload, spend, swap and store your travel money in a safe and secure Mastercard® approved card.

The card is accepted worldwide and can allow you to save up to 90% on your travel money as opposed to using banks and travel money bureaux.

Benefits of WeSwap Travel Money Card

  • You get £30 travel money free when you make a first load of £500 or more
  • No ATM fees for withdrawals over £200 (or currency equivalent)
  • Swap your GBP into 18 currencies in advance, or simply spend as you go globally
  • Online account management
  • Receive £10 free when you load £50 or more on to your WeSwap card
  • 24-hour customer service
  • Free to sign up and free to load money on to your card
  • Safe, secure and protected via the Travel Money App
  • Accepted online

How It Works

If you’re still not quite sure what exactly the WeSwap Travel Money Card is, or you want to know more about how it works, the guide below will explain how you can easily use the card to store money, spend money and swap money!

Sign Up

Signing up for your Travel Money Card will only take 2-3 minutes; simply enter your email address and a password, fill out the relevant details and enter your address for your card to be delivered to!

Your WeSwap Travel Money Card will be delivered within 3-5 working days, so make sure you leave enough time before a trip so that it arrives on time for you to be able to use it!


You can load travel money on to the card via the app or the online dashboard using your debit or credit card. It’s incredibly quick and easy to top up your card and it’s also safe and secure too.

Spend or Swap

Once your WeSwap Travel Money Card is loaded with the currencies and amount of money you want, you can get spending your travel money in thousands of places worldwide.

You can also swap your money before you go on your card in order to get the best exchange rates possible.


The WeSwap Travel Money Card can be used everywhere that accepts Mastercard® and you can manage, monitor and track your spending using the WeSwap app.

Minimum you can load

You can load a minimum of £10 (or €15) at one time.

Maximum single load

£3,000 or the equivalent in other currencies.

Maximum you can load in one year

You can load a maximum of £12,000 a year or the equivalent in other currencies.

Maximum you can carry at one time

You cannot have more than £6,000 across all currencies at any time on your WeSwap Travel Money Card.

Swapping Fees Explained

There are three different kinds of swap that WeSwap offer when using your Travel Money Card. You’ll be swapping currency with other card users and travelers so the longer you wait, the more you’ll save as it allows more time for WeSwap to swap your currency with other travelers.

You’ll receive the exact rate on the day that the money swap occurs.

  • Instant Swap charged at 2%
  • 3 Day Swap charged at 1.3%
  • 7 Day Swap charged at 1%

WeSwap Travel Money Calculator


Customer reviews

Below you can find out more about some of the wonderful things that WeSwap’s customers have to say about their travel money service.

“Safe and easy way to take money abroad”

“Very easy to use and we found that it has been accepted everywhere that cards can be used.”

“Great exchange rates, super convenient. I love WeSwap.”

Frequently Asked Questions

How soon can I get my money?

Depending on whether you opt for a WeSwap Travel Money Card or Travel Cash, will depend on how soon you can get your money.

With the travel cash, you can get it delivered to your home or to your nearest post office collection point for next day delivery.

WeSwap Travel Cash orders over £750 come with free delivery; orders between £350 and £750 come with a delivery fee of £6.50.

You can also place your order up to 30 days in advance of the delivery or collection date that you desire. This applies to both your travel cash and Travel Money Card; however, you can receive next day delivery on your cash and your card will usually be delivered to you within 3-5 working days.

Are there any fees I might have to pay for using my WeSwap card?

There are several fees you may face for using your WeSwap card, however you won’t have to pay to buy the card itself; you just have to load money on to it. See below for some of the fees and charges related to the WeSwap card and travel cash.

Globally Spend Fee: Use your GBP wallet anywhere in the world and pay just a 2% conversion fee.

Currency Swap fee:

7 Day Swap – 1.0%

3 Day Swap – 1.3%

Instant Swap – 2.0%

Transaction fees: None

ATM Fees: Any withdrawal over £200/$200/€200 – No fees charged by WeSwap.

To withdraw less than £200 from an ATM you will be charged: £1.50/€1.75/$2.25.

Lost card replacement fee: £4.95 (or equivalent in another currency).

Refund fee: There is a £5 refund fee for a bank or debit card transfer.

What currencies can I swap in?

On the WeSwap Travel Money Card, there are 18 different currencies that you can swap in, including GBP, EUR, USD, AUD, Norwegian Krona, Hungarian Forint, Japanese Yen, plus several more.

Conclusion – WeSwap Travel Money

WeSwap may still be in their infancy compared to many other travel money providers but the services that they offer mean they’re one of the best companies to opt for when purchasing travel money and using travel money cards.

You can load up to 18 different currencies on the Travel Money Card, either using the app or doing it online, which can be used at many different ATMs, shops and restaurants all over the world. It’s free to obtain the card and WeSwap will also give you £10 free when you load £50 or more on to your Travel Money Card.